35 Bow St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 35 Bow St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,930 sqft · built 1900
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,919 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:368`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:368`
Alternative APN	`6826`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	3,604 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,010 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6826
Street Address	35 BOW ST
City	STONEHAM
State	MA
Zip	02180-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	368
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1012
Census Tract	337101

Owner

35 Bow St is owner-occupied and held in a trust since September 2025.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	35 BOW ST, STONEHAM, MA 02180-1321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2020	Deed of Trust, Mortgage · Balloon Mortgage MASS BAY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 4, 2025
Transfer Doc	084679-481
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Oct 1, 2025
Property Address	35 BOW ST, STONEHAM, MA 02180-1321
Document Number	084679-481
Book / Page	84679 / 481
Instrument Date	Sep 4, 2025
Instrument	118790
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BOW ST, STONEHAM, MA 02180-1321

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	35 BOW ST, STONEHAM, MA 02180-1321
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075747-402
Date	Sep 29, 2020
Book Page	75747/402
Instrument	173676

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 35 Bow St was $7,919, up 0.9% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,919.00 (+0.9%)	$787,200 (+2.61%) Land $400,100 Building $387,100	$770,925 (-)
2025	$7,848.00 (+4.61%)	$767,200 (+8.3%) Land $380,100 Building $387,100	$770,925 (+3.56%)
2024	$7,502.00 (+2.68%)	$708,400 (+7.63%) Land $350,100 Building $358,300	$744,420
2023	$7,306.00	$658,200 Land $320,100 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Bow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Bow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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