44 5th St, Unit 138, Shalimar, FL 32579 Property Records

Okaloosa County property record for 44 5th St, Unit 138, Shalimar, FL 32579

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,612 sqft · built 1983
Lot Size0.064 acres (2,809 sqft)
OwnerIndividual Name on File
Last Sale$286,000 (Aug 2025)
Tax Bill$2,322 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-5417-7

Property Details

APN / Parcel Number

Primary APNC56-000-592-5417-7
Alternative APN
  • 05-2S-23-2083-0000-0020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,612 sqft Heated Area
Gross Area2,146 sqft
1st Floor Area806 sqft
Upper Floors Area806 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialWood
Lot Area2,809 sqft (0.064 acres)
Lot Width25 ft Width
Garage TypeFinished
Garage Area350 sqft
PorchOpen Porch
Porch Area112 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address44 5TH ST UNIT 138, 138
CitySHALIMAR
StateFL
Zip32579-1834
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionPINE SHADOWS T/H S17.1 FT LOT 2 & N7.65 FT LOT 3
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPINE SHADOWS T/H
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2014
Census Tract21501

Owner

44 5th St, Unit 138 is owned and occupied by an individual who bought it in August 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address1286 E 6175 S, OGDEN, UT 84405-7152
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Aug 6, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 26, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 8, 2018Warranty Deed, Transfer · VA Mortgage
PRIME LNDG
Mar 15, 2017Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2025 · Amount on File
Deed SaleAug 5, 2025 · Amount on File
Prior SaleJul 12, 2022 · Amount on File
Deed Document Number3767119
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 12, 2022
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Document Number0036321298
Book / Page3632 / 1298
Map ReferenceMB 6 PG 51
Instrument DateJul 8, 2022
Instrument3563727
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11435 GARDEN FLS, 11435, SAN ANTONIO, TX 78245-4612

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834

Mortgage

Document Number0036321300
DateJul 12, 2022
Instrument3632/1300
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0036321317
DateJul 12, 2022
Book Page3632/1317
Instrument3563729
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyKNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 5TH ST 138, 138, SHALIMAR, FL 32579-1834

Mortgage

Document Number0035653368
DateAug 6, 2021
Book Page3565/3368
Instrument3478426
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term340 Months
DueDec 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034210817
DateSep 26, 2019
Book Page3421/0817
Instrument3307652
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term362 Months
DueNov 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034761651
DateJul 17, 2020
Book Page3476/1651
Instrument3374148
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueNov 1, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 8, 2018
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Document Number0033402258
Book / Page003340 / 002258
Instrument DateFeb 28, 2018
Instrument3192994
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,091.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 5TH ST #138 SHALIMAR FL 325791834, 138, SHALIMAR, FL 32579-1834

Mortgage

Document Number33402260
DateMar 8, 2018
Book Page003340/002260
Instrument3192995
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 7, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateMar 15, 2017
Property Address44 5TH ST UNIT 138, 138, SHALIMAR, FL 32579-1834
Document Number0032911303
Book / Page003291 / 001303
Instrument DateFeb 28, 2017
Instrument3123271
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 W LESTER AVE #C27 MURRAY UT 841077165, C27, MURRAY, UT 84107-7165

Tax Assessment & Valuation

The 2025 property tax bill for 44 5th St, Unit 138 was $2,322 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,322.00 Homeowner's exemption$228,763 Land $45,000 Building $183,763$228,763 Land $45,000 Building $183,763
2023$2,330.00 (+87.3%) Homeowner's exemption$227,180 (+64.01%) Land $30,000 Building $197,180$227,180 (+15.42%) Land $30,000 Building $197,180
2022$1,244.00 Homeowner's exemption$138,512$196,821 Land $30,000 Building $166,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 5th St, Unit 138 in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 5th St, Unit 138 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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