Okaloosa County property record for 44 5th St, Unit 137, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,612 sqft · built 1983 |
| Lot Size | 0.065 acres (2,826 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Nov 2023) |
| Tax Bill | $2,942 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5416-9 |
| Primary APN | C56-000-592-5416-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 806 sqft |
| Upper Floors Area | 806 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 2,826 sqft (0.065 acres) |
| Lot Width | 32 ft Width |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44 5TH ST, 137 |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE SHADOWS T/H LOT 1 & N3.9 FT LOT 2 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PINE SHADOWS T/H |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21501 |
44 5th St, Unit 137 is owned and occupied by an individual who bought it in November 2023.
Source: Okaloosa County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 5TH ST, 137, SHALIMAR, FL 32579-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Nov 22, 2023 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JAMES LIVESAY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Deed Document Number | 20233658853 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0031300522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 13, 2026 |
| Property Address | 44 5TH ST, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0003816465 |
| Instrument Date | May 8, 2026 |
| Instrument | 20263816465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 44 5TH ST, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0003816465, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20263816465 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 44 5TH ST UNIT 137, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0003658853 |
| Map Reference | MB 6 PG 51 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 3658853 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20090 EDGEWATER CT, TALLAHASSEE, FL 32310-8225 |
| Name | Verified Name |
|---|---|
| Address | 44 5TH ST UNIT 137, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0003658852 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 3658852 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 44 5TH ST UNIT 137, 137, SHALIMAR, FL 32579-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033594086 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 3359/4086 |
| Instrument | 3220788 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 44 5TH ST UNIT 137, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0033864180 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 44 5TH ST #137 SHALIMAR FL 325791834, 137, SHALIMAR, FL 32579-1834 |
| Document Number | 0033864180 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 003386/004180 |
| Instrument | 3261391 |
| Name | JAMES LIVESAY |
|---|---|
| Address | 26 8TH ST, SHALIMAR, FL 32579-1939 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
The 2025 property tax bill for 44 5th St, Unit 137 was $2,942.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,942.00 | $239,852 Land $45,000 Building $194,852 | $239,852 Land $45,000 Building $194,852 |
| 2023 | $1,268.00 (+3.17%) Homeowner's exemption | $141,432 (+3%) | $225,014 (+15.4%) Land $30,000 Building $195,014 |
| 2022 | $1,229.00 Homeowner's exemption | $137,313 | $194,990 Land $30,000 Building $164,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 5th St, Unit 137 in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 148 condo units |
| Nearby Flood Claims | 257 (1979–2020) |
| Claims Outside the SFHA | 100 of 257 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 5th St, Unit 137 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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