44 3rd St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 44 3rd St, Amsterdam, NY 12010

Property Summary

Property TypeDuplex
Details3,120 sqft · built 1970
Lot Size0.137 acres (6,000 sqft)
Owner2 Trust Names on File
Last Sale$48,000 (May 2005)
Tax Bill$2,069 (2026)
Deeds & MortgagesDec 2022 Transfer
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN270100 40.13-5-33

Property Details

APN / Parcel Number

Primary APN270100 40.13-5-33
Alternative APNs
  • 010004001300050330000000
  • 0327200

Interior

Stories3 Stories
Building Area3,120 sqft Gross Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchPorch
Porch Area198 sqft

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number0327200
Street Address44 3RD ST
CityAMSTERDAM
StateNY
Zip12010-2718
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03
Legal DescriptionRES MER 50 X 120
Legal Block5
Legal Lot Number33.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group2
Census Block2018
Census Tract70700

Owner

44 3rd St, a duplex, is owner-occupied and held in a trust since December 2022.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address44 3RD ST, AMSTERDAM, NY 12010-2718
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2005 · Amount on File
Deed SaleMay 17, 2005 · Amount on File
Deed Book / Page1266 / 147
Last Transfer DateDec 7, 2022
Transfer Doc0000000427
Record UpdatedOct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY NY
Recording DateDec 19, 2022
Property Address44 3RD ST, AMSTERDAM, NY 12010-2718
Document Number0000000427
Instrument DateDec 7, 2022
Instrument2022-1427
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address44 3RD ST, AMSTERDAM, NY 12010-2718

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NY
Property Address44 3RD ST, AMSTERDAM, NY 12010-2718
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5397
DateOct 19, 2021
Instrument2021-95397
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueNov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 44 3rd St was $2,069 with a veteran's exemption, up 142.3% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,069.00 (+142.27%) Veteran's exemption
2025$854.00$46,000 Land $9,000 Building $37,000$135,294 Land $26,471 Building $108,823
2023$46,000 Land $9,000 Building $37,000$106,977 Land $20,930 Building $86,047
2020$710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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