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40 3rd St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 40 3rd St, Amsterdam, NY 12010

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,193 sqft · built 1900
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$134,500 (May 2025)
Tax Bill$2,253 (2026)
Deeds & MortgagesFeb 2022 Refinance
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN270100 40.13-5-34

Property Details

APN / Parcel Number

Primary APN270100 40.13-5-34
Alternative APNs
  • 010004001300050340000000
  • 0327180

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,193 sqft Total Area
1st Floor Area1,119 sqft
2nd Floor Area1,074 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area203 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0327180
Street Address40 3RD ST
CityAMSTERDAM
StateNY
Zip12010-2718
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block5
Legal Lot Number34.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group2
Census Block2018
Census Tract70700

Owner

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1124 6TH AVE, SCHENECTADY, NY 12303-1210
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SUNMARK FCU
Jun 11, 2021Warranty Deed, Transfer
MISC COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number20251457
Prior Transfer DateAug 9, 2012
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NY
Property Address40 3RD ST, AMSTERDAM, NY 12010-2718
Transaction TypeMortgage
Record UpdatedMar 20, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000007166
DateFeb 1, 2022
Instrument2022-97166
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMar 1, 2032

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateJun 11, 2021
Property Address40 3RD ST, AMSTERDAM, NY 12010-2718
Document Number0000003314
Instrument DateJun 1, 2021
Instrument2021-93314
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 KRAMERS POND RD, PUTNAM VALLEY, NY 10579-2611
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,253.00 (+139.43%)
2025$941.00 (+53.51%)$45,000 (-) Land $8,300 Building $36,700$132,353 (+26.47%) Land $24,412 Building $107,941
2023$45,000 Land $8,300 Building $36,700$104,651 Land $19,302 Building $85,349
2020$613.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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