Somerset County and Somerville Borough property record for 44 2nd St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 1900 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Company Name on File |
| Last Sale | $105,000 (Nov 2003) |
| Tax Bill | $7,860 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00060-0000-00018 |
| Primary APN | 18-00060-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,670 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Street Address | 44 2ND ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 60 |
| Legal Lot Number | 18 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50400 |
44 2nd St is owned by a company that bought it in November 2003.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 722 COURTYARD DR, HILLSBOROUGH, NJ 08844-4257 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2003 · Amount on File |
| Deed Sale | Nov 17, 2003 · Amount on File |
| Prior Sale | Jul 24, 1995 · Amount on File |
| Deed Book / Page | 5505 / 1351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 44 2ND ST, SOMERVILLE, NJ 08876-2933 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000041543 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 7473/1838 |
| Instrument | 2022041543 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 44 2ND ST, SOMERVILLE, NJ 08876-2933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045080 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 7478/3701 |
| Instrument | 2022045080 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 44 2nd St was $7,860, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,700 (-) Land $59,300 Building $133,400 | $192,700 (-) Land $59,300 Building $133,400 | |
| 2025 | $7,860.00 (+3.19%) | $192,700 Land $59,300 Building $133,400 | $192,700 Land $59,300 Building $133,400 |
| 2024 | $7,617.00 | ||
| 2023 | $192,700 Land $59,300 Building $133,400 | $192,700 Land $59,300 Building $133,400 | |
| 2022 | $7,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 2nd St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 82 (1978–2024) |
| Claims Outside the SFHA | 4 of 82 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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