39 2nd St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 39 2nd St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1920
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$683,000 (May 2024)
Tax Bill	$10,764 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00061-02-00031`

Property Details

APN / Parcel Number

Primary APN	`18-00061-02-00031`
Alternative APNs	`1800061000200031` `1800061000000031`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1800061000000031
Street Address	39 2ND ST
City	SOMERVILLE
State	NJ
Zip	08876-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	61.2
Legal Lot Number	31
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2017
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 2ND ST, SOMERVILLE, NJ 08876-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	202413016
Deed Book / Page	7559 / 2501
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 29, 2023
Property Address	39 2ND ST, SOMERVILLE, NJ 08876-2914
Document Number	0000033607
Book / Page	7539 / 1347
Instrument Date	Nov 18, 2023
Instrument	2023033607
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4630 COACHMEN RD, NEW PORT RICHEY, FL 34655-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 2ND ST, SOMERVILLE, NJ 08876-2914

Mortgage

Document Number	0000033608
Date	Dec 29, 2023
Instrument	2023033608

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 26, 2024

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,900 (-) Land $62,100 Building $201,800	$263,900 (-) Land $62,100 Building $201,800
2025	$10,764.00 (+21.89%)	$263,900 (+18.13%) Land $62,100 Building $201,800	$263,900 (+18.13%) Land $62,100 Building $201,800
2024	$8,831.00 (+5.11%)
2023		$223,400 (-) Land $62,100 Building $161,300	$223,400 (-) Land $62,100 Building $161,300
2022	$8,402.00 (+0.65%)	$223,400 Land $62,100 Building $161,300	$223,400 Land $62,100 Building $161,300
2021	$8,348.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20