43W386 Gopher Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 43W386 Gopher Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,049 sqft · built 1991
Lot Size1.56 acres (68,389 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Aug 2014)
Tax Bill$13,959 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-08-402-004

Property Details

APN / Parcel Number

Primary APN08-08-402-004

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,049 sqft Living Area
Gross Area5,428 sqft
Basement Area1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area68,389 sqft
Garage TypeAttached
Garage Area879 sqft
Parking Spaces3 Parking Spaces
Pool Area576 sqft
PorchOpen Porch
Deck Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address43W386 GOPHER CT
CitySAINT CHARLES
StateIL
Zip60175-8606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 PRAIRIE CREEK UNIT NO 2
Legal SubdivisionPRAIRIE CREEK
Legal Block1
Legal Lot Number36
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1043
Census Tract852406

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address43W386 GOPHER CT, SAINT CHARLES, IL 60175-8606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jan 24, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Nov 23, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on Record
Deed SaleAug 28, 2014 · Amount on Record
Deed Document Number201442674
Prior Transfer DateJan 24, 2005
Prior Transfer Doc0000009470
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address43W386 GOPHER CT, ST CHARLES, IL 60175-8606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075259
DateDec 4, 2020
Instrument2020K075259
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address43W386 GOPHER CT, ST CHARLES, IL 60175-8606
Document Number0000005866
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43W386 GOPHER CT ST CHARLES IL 601758606, ST CHARLES, IL 60175-8606

Mortgage

Document Number0000005866
DateJan 31, 2020
Instrument5866
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address43W386 GOPHER CT, ST CHARLES, IL 60175-8606
Document Number0000057414
Instrument DateNov 23, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43W386 GOPHER CT ST CHARLES IL 601758606, ST CHARLES, IL 60175-8606

Mortgage

Document Number0000057414
DateNov 28, 2018
Instrument57414
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,959.00 (+1.45%) Homeowner's exemption$202,262 (+8.43%) Land $26,874 Building $175,388$607,029 (+8.43%) Land $80,654 Building $526,375
2024$186,537 (+22.76%) Land $24,785 Building $161,752$559,835 (+22.8%) Land $74,385 Building $485,450
2022$13,760.00 (+3.44%) Homeowner's exemption$151,958 (+5.91%) Land $20,190 Building $131,768$455,874 (+5.91%) Land $60,570 Building $395,304
2021$13,302.00 Homeowner's exemption$143,478 Land $19,063 Building $124,415$430,434 Land $57,189 Building $373,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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