Kane County property record for 43W370 Gopher Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,685 sqft · built 1990 |
| Lot Size | 1.43 acres (62,726 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Nov 2022) |
| Tax Bill | $11,809 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-08-402-005 |
| Primary APN | 08-08-402-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 4,844 sqft |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 62,726 sqft |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 778 sqft |
| Porch | Open Porch |
| Deck Area | 999 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 43W370 GOPHER CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE CREEK UNIT 2 - LOT 37 |
| Legal Subdivision | PRAIRIE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 852406 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43W370 GOPHER CT, SAINT CHARLES, IL 60175-8606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Nov 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2010 · Amount on Record |
| Deed Document Number | 202256617 |
| Prior Transfer Date | Oct 28, 2008 |
| Prior Transfer Doc | 0000084091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 43W370 GOPHER CT, SAINT CHARLES, IL 60175-8606 |
| Document Number | 0000023451 |
| Instrument Date | May 15, 2026 |
| Instrument | 202623451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 43W370 GOPHER CT, SAINT CHARLES, IL 60175-8606 |
| Document Number | 0000023451, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202623451 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Aug 1, 2054 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 29, 2022 |
| Property Address | 43W370 GOPHER CT, ST CHARLES, IL 60175-8606 |
| Document Number | 0000056617 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022K056617 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43W370 GOPHER CT, SAINT CHARLES, IL 60175-8606 |
| Document Number | 0000056618 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022K056618 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate | 7.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 43W370 GOPHER CT, ST CHARLES, IL 60175-8606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038330 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020K038330 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,809.00 (-5.13%) Homeowner's exemption | $172,342 (+8.43%) Land $26,870 Building $145,472 | $517,233 (+8.43%) Land $80,642 Building $436,591 |
| 2024 | $12,447.00 (+6.92%) | $158,943 (+22.75%) Land $24,781 Building $134,162 | $477,020 (+22.8%) Land $74,373 Building $402,647 |
| 2022 | $11,641.00 (+3.48%) Homeowner's exemption | $129,480 (+5.91%) Land $20,188 Building $109,292 | $388,440 (+5.91%) Land $60,564 Building $327,876 |
| 2021 | $11,249.00 Homeowner's exemption | $122,254 Land $19,061 Building $103,193 | $366,762 Land $57,183 Building $309,579 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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