Kane County property record for 43W098 Derek Dr, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | built 2006 |
| Lot Size | 1.06 acres (46,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Apr 2021) |
| Tax Bill | $17,030 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-426-005 |
| Primary APN | 11-17-426-005 |
|---|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Combination |
| Lot Area | 46,351 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 43W098 DEREK DR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY RIDGE LT 9 |
| Legal Subdivision | BLACKBERRY RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 854507 |
Source: Kane County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEWCASTLE HOME LOANS |
| Aug 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jun 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on Record |
| Deed Sale | Apr 6, 2021 · Amount on Record |
| Prior Sale | May 2, 2018 · Amount on Record |
| Deed Document Number | 202126416 |
| Prior Transfer Date | Jun 2, 2018 |
| Prior Transfer Doc | 0000025716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013250 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022K013250 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 6, 2021 |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Document Number | 0000026416 |
| Map Reference | DOC 2005K091967 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021K026416 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43W098 DEREK DR, 43W098, ELBURN, IL 60119-9647 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Document Number | 0000026417 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021K026417 |
| Name | NEWCASTLE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042267 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018K042267 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Document Number | 0000034209 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 43W098 DEREK DR ELBURN IL 601199647, ELBURN, IL 60119-9647 |
| Document Number | 0000034209 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 34209 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 4, 2018 |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Document Number | 0000025716 |
| Instrument Date | Jun 2, 2018 |
| Instrument | 25716 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 43W098 DEREK DR #SR ELBURN IL 601199647, SR, ELBURN, IL 60119-9647 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 2, 2018 |
| Property Address | 43W098 DEREK DR, ELBURN, IL 60119-9647 |
| Document Number | 0000020129 |
| Map Reference | DOC2005K091967 |
| Instrument Date | May 1, 2018 |
| Instrument | 2018K020129 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 GATESHEAD DR, NAPERVILLE, IL 60565-3140 |
| Document Number | 0000020130 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018K020130 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,030.00 (+22.43%) Homeowner's exemption | $236,161 (+8.89%) Land $28,936 Building $207,225 | $708,767 (+8.89%) Land $86,843 Building $621,924 |
| 2024 | $216,881 (+33.77%) Land $26,574 Building $190,307 | $650,903 (+33.83%) Land $79,754 Building $571,149 | |
| 2022 | $13,910.00 (+3.23%) Homeowner's exemption | $162,127 (+4.48%) Land $22,012 Building $140,115 | $486,381 (+4.48%) Land $66,036 Building $420,345 |
| 2021 | $13,475.00 Homeowner's exemption | $155,175 Land $21,068 Building $134,107 | $465,525 Land $63,204 Building $402,321 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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