Kane County property record for 0S785 Derek Dr, Elburn, IL 60119
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | built 2020 |
| Lot Size | 1.13 acres (49,546 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jan 2026) |
| Tax Bill | $37 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-427-006 |
| Primary APN | 11-17-427-006 |
|---|
| Year Built | Built 2020 |
|---|---|
| Lot Area | 49,546 sqft |
| Street Address | 0S785 DEREK DR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9613 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | BLACKBERRY RIDGE LT 16 |
| Legal Subdivision | BLACKBERRY RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 854507 |
Source: Kane County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 SARATOGA DR, ELBURN, IL 60119-8318 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF INDIANA |
| Jan 23, 2026 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Deed Document Number | 20263239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 0S785 DEREK DR, ELBURN, IL 60119-9613 |
| Document Number | 0000041197 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202641197 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 406 SARATOGA DR, ELBURN, IL 60119-8318 |
| Document Number | 0000041197, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202641197 |
| Name | BANK OF INDIANA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 23, 2026 |
| Property Address | ELBURN, IL 60119 |
| Document Number | 0000003239 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026K003239 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 JAMES ST STE 105, 105, GENEVA, IL 60134-2186 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 SARATOGA DR, ELBURN, IL 60119-8318 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37.00 (+5.71%) | $495 (+12.5%) Land $495 | $1,486 (+12.49%) Land $1,486 |
| 2024 | $35.00 (+16.67%) | $440 (+27.54%) Land $440 | $1,321 Land $1,321 |
| 2022 | $30.00 (+11.11%) | $345 (+13.86%) Land $345 | |
| 2021 | $27.00 | $303 Land $303 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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