4399 Terrabella Pl, Oakland, CA 94619 Property Records

Alameda County property record for 4399 Terrabella Pl, Oakland, CA 94619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1992
Lot Size	0.08 acres (3,504 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Sep 2019)
Tax Bill	$13,931 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-2687-113`

Property Details

APN / Parcel Number

Primary APN	`37-2687-113`
Alternative APN	`037-2687-113-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,504 sqft (0.08 acres)
Terrain	Gentle Slope

Location & Zoning

Street Address	4399 TERRABELLA PL
City	OAKLAND
State	CA
Zip	94619-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: TR: 5827 ;LOT: 00008 BLK: TR: 5827 ;LOT: 0000A BLK: TR: 5827
Legal Subdivision	TRACT 5827
Legal Tract	5827
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2016
Census Tract	408000

Owner

Source: Alameda County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3641 MT DIABLO BLVD, LAFAYETTE, CA 94549-6198
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit UNCLE CU
May 27, 2021	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Jun 23, 2005 · Amount on Record
Deed Document Number	2019195522
Last Transfer Date	May 24, 2021
Transfer Doc	0000198712
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161

Mortgage

Document Number	0000204204
Date	Jun 3, 2021
Instrument	2021204204

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 27, 2021
Property Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161
Document Number	0000198712
Map Reference	MB 188 PG 75
Instrument Date	May 24, 2021
Instrument	2021198712
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3515 MT DIABLO BLVD, LAFAYETTE, CA 94549-3813

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TTL CO FREMONT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161

Mortgage

Document Number	0000231895
Date	Sep 14, 2020
Instrument	2020231895

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 30, 2019
Property Address	4399 TERRABELLA PL, OAKLAND, CA 94619-3161
Document Number	0000195522
Map Reference	MB 188 PG 75
Instrument Date	Sep 26, 2019
Instrument	2019195522
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 MT DIABLO BLVD UNIT 667, 667, LAFAYETTE, CA 94549-6120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000195523
Date	Sep 30, 2019
Instrument	2019195523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,931.00 (+3.53%)	$929,584 (+4.04%) Land $278,875 Building $650,709
2024	$13,456.00 (-5.11%)
2023	$14,180.00	$893,494 Land $268,048 Building $625,446	$956,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.

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