4396 Terrabella Pl, Oakland, CA 94619 Property Records

Alameda County property record for 4396 Terrabella Pl, Oakland, CA 94619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,604 sqft · built 1992
Lot Size	0.051 acres (2,229 sqft)
Owner	2 Company Names on Record
Last Sale	$292,500 (May 1998)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2687-70`

Property Details

APN / Parcel Number

Primary APN	`37-2687-70`
Alternative APN	`037-2687-070-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,229 sqft (0.051 acres)
Terrain	Gentle Slope
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4396 TERRABELLA PL
City	OAKLAND
State	CA
Zip	94619-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00048 BLK: TR: 5827 ;LOT: 00049 BLK: TR: 5827
Legal Subdivision	MONTEBELLO TERRACE
Legal Tract	5827
Legal Lot Number	48
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2020
Census Tract	408000

Owner

Source: Alameda County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1998 · Amount on Record
Deed Sale	May 21, 1998 · Amount on Record
Deed Document Number	1998170616
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000068774
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 26, 2026
Property Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160
Document Number	0000068774
Instrument Date	Apr 1, 2026
Instrument	202668774
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160

Mortgage

Document Number	0000183363
Date	Jul 31, 2020
Instrument	2020183363

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4396 TERRABELLA PL, OAKLAND, CA 94619-3160

Mortgage

Document Number	0000183362
Date	Jul 31, 2020
Instrument	2020183362

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,876 (+2.03%) Land $142,828 Building $333,048
2025	$7,925.00 (+0.92%) Homeowner's exemption	$459,546 (+2.48%) Land $140,027 Building $326,519
2023	$7,853.00 Homeowner's exemption	$448,433 Land $134,591 Building $313,842	$1,026,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.

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