4399 Craigdarragh Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4399 Craigdarragh Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1990
Lot Size	0.221 acres (9,617 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Feb 2017)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1423-0011-0130`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1423-0011-0130`
Alternative APNs	`00847392` `847392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,560 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,617 sqft (0.221 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00847392
Street Address	4399 CRAIGDARRAGH AVE
City	SPRING HILL
State	FL
Zip	34606-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR BLK 11 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR
Legal Block	11
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1004
Census Tract	41203

Owner

4399 Craigdarragh Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: Hernando County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 19, 2022	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Prior Sale	May 21, 1999 · Amount on File
Deed Document Number	201710391
Deed Book / Page	3442 / 170
Last Transfer Date	Oct 15, 2025
Transfer Doc	0046381328
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Nov 25, 2025
Property Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Document Number	0046381328
Book / Page	4638 / 1328
Map Reference	MB 17 PG 18-22
Instrument Date	Oct 15, 2025
Instrument	2025081430
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925

Mortgage

Document Number	0041150684
Date	Jan 19, 2022
Book Page	4115/684
Instrument	2022004898

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 24, 2017
Property Address	4399 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Document Number	0034420170
Book / Page	003442 / 000170
Instrument Date	Feb 17, 2017
Instrument	10391
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 CRAIGDARRAGH AVE SPRING HILL FL 346066925, SPRING HILL, FL 34606-6925

Mortgage

Document Number	34420171
Date	Feb 24, 2017
Book Page	003442/000171
Instrument	10392

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4399 Craigdarragh Ave was $1,633 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$133,517	$234,306 Land $38,468 Building $195,838
2023		$125,975 Land $125,975
2022	$804.00		$239,771 Land $38,468 Building $201,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4399 Craigdarragh Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4399 Craigdarragh Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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