4381 Craigdarragh Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4381 Craigdarragh Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1989
Lot Size	0.182 acres (7,911 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Mar 2026)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1423-0011-0170`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1423-0011-0170`
Alternative APNs	`00847436` `847436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,911 sqft (0.182 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	978 sqft
Deck Area	96 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00847436
Street Address	4381 CRAIGDARRAGH AVE
City	SPRING HILL
State	FL
Zip	34606-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR BLK 11 LOT 17
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR
Legal Block	11
Legal Lot Number	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1004
Census Tract	41203

Owner

4381 Craigdarragh Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Hernando County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 13, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 2, 2018	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	202616863
Deed Book / Page	4681 / 269
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 19, 2026
Property Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Document Number	0000042034
Book / Page	4725 / 942
Instrument Date	May 14, 2026
Instrument	202642034
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925

Mortgage

Document Number	0000042034,
Date	Jun 19, 2026
Book Page	4725/942
Instrument	202642034

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 13, 2026
Property Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Document Number	0046810269
Book / Page	4681 / 269
Map Reference	MB 17 PG 18-22
Instrument Date	Mar 10, 2026
Instrument	2026016863
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,051.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4381 CRADIGARRAGH AVENUE, SPRING HILL, FL 34606

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 2, 2018
Property Address	4381 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925
Document Number	0035991267
Book / Page	003599 / 001267
Instrument Date	Jun 29, 2018
Instrument	40502
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 BOTANICAL DR SPRING HILL FL 346074436, SPRING HILL, FL 34607-4436

Tax Assessment & Valuation

The 2025 property tax bill for 4381 Craigdarragh Ave was $3,652.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00	$191,719	$217,751 Land $31,644 Building $186,107
2023		$158,445 (-14.88%) Land $158,445
2022	$2,816.00	$186,140 Land $14,240 Building $171,900	$223,214 Land $31,644 Building $191,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4381 Craigdarragh Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4381 Craigdarragh Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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