43976 Calle de Velardo, Temecula, CA 92592 Property Records

Riverside County property record for 43976 Calle de Velardo, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,823 sqft · built 2006
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on Record
Last Sale$1,246,500 (Oct 2021)
Tax Bill$14,274 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN945-160-014

Property Details

APN / Parcel Number

Primary APN945-160-014

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,823 sqft Living Area
Gross Area5,227 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialTile
Lot Area108,900 sqft
Garage TypeAttached
Garage Area1,012 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address43976 CALLE DE VELARDO
CityTEMECULA
StateCA
Zip92592-2648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.50 ACRES NET IN LOT 25 MB 120/086 TR 9833-3
Legal SubdivisionTRACT NO 9833 3
Legal Tract9833-3
Legal Lot Number25
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2014
Census Tract43222

Owner

Source: Riverside County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43976 CALLE DE VELARDO, TEMECULA, CA 92592-2648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 5, 2021Grant Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleFeb 8, 2006 · Amount on Record
Deed Document Number2021591395
Prior Transfer DateJan 9, 2007
Prior Transfer Doc0000133648
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address43976 CALLE DE VELARDO, TEMECULA, CA 92592-2648
Transaction TypeMortgage
Record UpdatedApr 19, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address43976 CALLE DE, TEMECULA, CA 92592

Mortgage

Document Number0000099468
DateApr 7, 2023
Instrument2023-0099468
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 6, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 5, 2021
Property Address43976 CALLE DE VELARDO, TEMECULA, CA 92592-2648
Document Number0000591395
Map ReferenceMB 120 PG 86-91
Instrument DateAug 27, 2021
Instrument2021-0591395
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43976 CALLE DE VELARDO, TEMECULA, CA 92592-2648

Mortgage

Document Number0000591396
DateOct 5, 2021
Instrument2021-0591396
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,348,904 (+2%) Land $81,181 Building $1,267,723
2025$14,274.00 (+2.41%)$1,322,456 (+4.04%) Land $79,590 Building $1,242,866
2023$13,938.00 (+2.12%)$1,271,105 Land $76,500 Building $1,194,605
2022$13,648.00
2021$1,101,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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