Riverside County property record for 43877 Calle de Velardo, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,026 sqft · built 2002 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (Mar 2024) |
| Tax Bill | $28,929 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 945-160-003 |
| Primary APN | 945-160-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 4 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,026 sqft Living Area |
| Gross Area | 10,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 139,828 sqft |
| Garage Type | Attached |
| Garage Area | 2,318 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 43877 CALLE DE VELARDO |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-2680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBOOK |
| Legal Description | 3.21 ACRES NET IN LOT 15 MB 120/086 TR 9833-3 |
| Legal Subdivision | TRACT 9833 3 |
| Legal Tract | 9833-3 |
| Legal Lot Number | 15 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 43222 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage MODERN MORTGAGE LENDING INC |
| Feb 25, 2025 | Deed of Trust, Mortgage · VA Mortgage MODERN MORTGAGE LENDING INC |
| Mar 8, 2024 | Grant Deed, Transfer · VA Mortgage MODERN MORTGAGE LENDING INC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Aug 21, 2009 · Amount on Record |
| Deed Document Number | 202465301 |
| Prior Transfer Date | Jan 10, 2007 |
| Prior Transfer Doc | 0000064052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Document Number | 0000450239 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0450239 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Document Number | 0000001333 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-0001333 |
| Name | MODERN MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMECULA, CA 92592 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Document Number | 0000055256 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025-0055256 |
| Name | MODERN MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMECULA, CA 92592 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Document Number | 0000065301 |
| Map Reference | MB 120 PG 86-91 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024-0065301 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Document Number | 0000065302 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0065302 |
| Name | MODERN MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 43877 CALLE DE VELARDO, TEMECULA, CA 92592-2680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000132374 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020-0132374 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,601,000 (+2%) Land $780,300 Building $1,820,700 | ||
| 2025 | $28,929.00 (+46.1%) | $2,550,000 (+46.81%) Land $765,000 Building $1,785,000 | |
| 2023 | $19,801.00 (+2.09%) Homeowner's exemption | $1,736,965 Land $434,236 Building $1,302,729 | |
| 2022 | $19,395.00 | ||
| 2021 | $1,959,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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