4397 Terrabella Way, Oakland, CA 94619 Property Records

Alameda County property record for 4397 Terrabella Way, Oakland, CA 94619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,905 sqft · built 1992
Lot Size	0.044 acres (1,930 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2013)
Tax Bill	$11,059 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-2687-77`

Property Details

APN / Parcel Number

Primary APN	`37-2687-77`
Alternative APN	`037-2687-077-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,930 sqft (0.044 acres)
Terrain	Gentle Slope

Location & Zoning

Street Address	4397 TERRABELLA WAY
City	OAKLAND
State	CA
Zip	94619-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00041 BLK: TR: 5827
Legal Subdivision	ALAMEDA PARK HOMESTEAD
Legal Tract	5827
Legal Lot Number	41
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2020
Census Tract	408000

Owner

4397 Terrabella Way is owned and occupied by an individual who bought it in July 2013.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit 1ST UNITED SERVICES CU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on File
Deed Sale	Jul 12, 2013 · Amount on File
Prior Sale	Jul 7, 2004 · Amount on File
Deed Document Number	2013239431
Prior Transfer Date	Apr 27, 1994
Prior Transfer Doc	0000167864
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163

Mortgage

Document Number	0000131495
Date	Nov 7, 2023
Instrument	2023131495

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163
Document Number	0000014738
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 TERRABELLA WAY OAKLAND CA 946193163, OAKLAND, CA 94619-3163

Mortgage

Document Number	0000014738
Date	Jan 23, 2020
Instrument	14738

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163
Document Number	0000139613
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 TERRABELLA WAY OAKLAND CA 946193163, OAKLAND, CA 94619-3163

Mortgage

Document Number	0000139613
Date	Jul 22, 2019
Instrument	139613

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4397 TERRABELLA WAY, OAKLAND, CA 94619-3163
Document Number	0000055505
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 TERRABELLA WAY OAKLAND CA 946193163, OAKLAND, CA 94619-3163

Mortgage

Document Number	0000055505
Date	Mar 6, 2017
Instrument	55505

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4397 Terrabella Way was $11,059.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,933 (+2%) Land $215,680 Building $503,253
2025	$11,059.00	$704,840 Land $211,452 Building $493,388
2023	$11,215.00	$677,475 Land $203,242 Building $474,233	$1,018,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4397 Terrabella Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4397 Terrabella Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.

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