Alameda County property record for 4381 Terrabella Way, Oakland, CA 94619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,923 sqft · built 1993 |
| Lot Size | 0.049 acres (2,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Nov 2006) |
| Tax Bill | $14,464 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-2687-81 |
| Primary APN | 37-2687-81 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,112 sqft (0.049 acres) |
| Terrain | Gentle Slope |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4381 TERRABELLA WAY |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94619-3163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00036 BLK: TR: 5827 ;LOT: 00037 BLK: TR: 5827 |
| Legal Subdivision | 5827 MONTABELLO TERRACE |
| Legal Tract | 5827 |
| Legal Lot Number | 37&36 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 408000 |
4381 Terrabella Way is owned and occupied by an individual who bought it in November 2006.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4381 TERRABELLA WAY, OAKLAND, CA 94619-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on File |
| Deed Sale | Nov 29, 2006 · Amount on File |
| Prior Sale | Feb 6, 1998 · Amount on File |
| Deed Document Number | 2006437997 |
| Prior Transfer Date | May 25, 1996 |
| Prior Transfer Doc | 0000141029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4381 TERRABELLA WAY, OAKLAND, CA 94619-3163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000199154 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 2019199154 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4381 Terrabella Way was $14,464.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $990,690 (+2%) Land $297,207 Building $693,483 | ||
| 2025 | $14,464.00 | $971,267 Land $291,380 Building $679,887 | |
| 2023 | $14,606.00 | $933,560 Land $280,068 Building $653,492 | $1,004,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4381 Terrabella Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4381 Terrabella Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.
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