Santa Cruz County property record for 4397 Mills Ln, Soquel, CA 95073 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,688 sqft Living Area |
| Lot Size | 6,926 sqft (0.159 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,040,000 (2019) |
| Tax Bill | $14,816.00 (2025) |
Source: Santa Cruz County records · APN 102-181-63
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 20, 2019 | Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Prior Sale | Jul 01, 1998 · Amount on Record |
| Deed Doc Number | 20194313 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Document Number | 0000016158 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-0016158 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Document Number | 0000060489 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0060489 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 20, 2019 |
| Property Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Document Number | 0000004313 |
| Map Reference | VOL 54 PG 31 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 2019-0004313 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 4397 MILLS LN, SOQUEL, CA 95073-2353 |
| Document Number | 0000004314 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019-0004314 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183,343 (+2%) Land $682,698 Building $500,645 | ||
| 2025 | $14,816.00 (+9.64%) Homeowner's exemption | $1,160,139 (+4.04%) Land $669,311 Building $490,828 | |
| 2023 | $13,513.00 (+1.08%) Homeowner's exemption | $1,115,090 Land $643,321 Building $471,769 | $1,104,750 |
| 2022 | $13,368.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 102-181-63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 3,165 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 6,926 sqft (0.159 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 477 sqft Garage |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Street Address | 4397 MILLS LN |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2353 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARCEL MAPS 54 PG 31 |
| Legal Subdivision | P54 31 |
| Legal Lot Number | D |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
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