4385 Mills Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4385 Mills Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,944 sqft · built 1998
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,740,000 (Apr 2021)
Tax Bill	$23,109 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-181-61`

Property Details

APN / Parcel Number

Primary APN	`102-181-61`
Alternative APN	`102-181-61-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,944 sqft Living Area
Gross Area	3,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	6,447 sqft (0.148 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Deck Area	103 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4385 MILLS LN
City	SOQUEL
State	CA
Zip	95073-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	121100

Owner

Source: Santa Cruz County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4385 MILLS LN, SOQUEL, CA 95073-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Oct 21, 2014 · Amount on Record
Deed Document Number	202125058
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0000032098
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2021
Property Address	4385 MILLS LN, SOQUEL, CA 95073-2353
Document Number	0000025058
Map Reference	VOL 54 PG 31
Instrument Date	Apr 2, 2021
Instrument	2021-0025058
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4385 MILLS LN, SOQUEL, CA 95073-2353

Mortgage

Document Number	0000025059
Date	Apr 30, 2021
Instrument	2021-0025059

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4385 MILLS LN, SOQUEL, CA 95073-2353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020110
Date	Jun 10, 2020
Instrument	2020-0020110

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	4385 MILLS LN, SOQUEL, CA 95073-2353
Document Number	0000032098
Map Reference	VOL54 PG31
Instrument Date	Dec 19, 2016
Instrument	2017-0032098
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4385 MILLS LN, SOQUEL, CA 95073-2353

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,921,100 (+2%) Land $1,152,660 Building $768,440
2025	$23,109.00 (+9.22%)	$1,883,432 (+4.04%) Land $1,130,059 Building $753,373
2023	$21,159.00 (+1.02%)	$1,810,296 Land $1,086,178 Building $724,118	$1,729,350
2022	$20,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

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