4397 Elon Rd, Monroe, VA 24574 Property Records

Amherst County property record for 4397 Elon Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,562 sqft · built 1969
Lot Size	198 acres (8,640,605 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Jun 2025)
Tax Bill	$5,634 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104 A 58`

Property Details

APN / Parcel Number

Primary APN	`104 A 58`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,562 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	3,224 sqft
Unfinished Basement	3,224 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,640,605 sqft (198 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	540 sqft
Patio Area	322 sqft
Stable	Stable
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4397 ELON RD
City	MONROE
State	VA
Zip	24574-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	NEAR AGRICOLA DB 453-285 SEE D B 1129-651,653 SEE PLAT C
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	4
Census Block	4142
Census Tract	10100

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	570 VOLLEY HUDSON RD, MONROE, VA 24574-2952
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage DEUTSCHE BANK TRUST COMPANY AMERICAS
Apr 27, 2023	Gift Deed, Transfer
Jul 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	20251960
Prior Transfer Date	Apr 27, 2023
Prior Transfer Doc	0000001148
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Recording Date	Apr 13, 2026
Property Address	4397 ELON RD, MONROE, VA 24574-2966
Document Number	0000001071
Instrument Date	Feb 12, 2026
Instrument	20261071
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWER TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001071,
Date	Apr 13, 2026
Instrument	20261071

Lender

Name	DEUTSCHE BANK TRUST COMPANY AMERICAS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.06%
Max Rate	-1%

April 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 27, 2023
Property Address	4397 ELON RD, MONROE, VA 24574-2966
Document Number	0230001148
Instrument Date	Apr 27, 2023
Instrument	230001148
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 BUFFALO SPRINGS TPKE, AMHERST, VA 24521-4801

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	4397 ELON RD, MONROE, VA 24574-2966
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002661
Date	Jul 6, 2021
Instrument	210002661

Lender

Name	BANK OF THE JAMES

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,634.00 (+30.72%)	$706,700 (-34.33%) Land $157,300 Building $549,400	$1,006,100 (-6.5%) Land $103,900 Building $902,200
2025	$4,310.00 (-34.34%)
2024		$1,076,100 (-2.18%) Land $526,700 Building $549,400	$1,076,100 (-2.18%) Land $526,700 Building $549,400
2023	$6,564.00 (-2.18%)	$1,100,100 Land $550,700 Building $549,400	$1,100,100 Land $550,700 Building $549,400
2022	$6,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1985–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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