Amherst County property record for 3825 Elon Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,352 sqft · built 1999 |
| Lot Size | 12.1 acres (527,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2019) |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120 A 3A |
| Primary APN | 120 A 3A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 527,468 sqft (12.1 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 143 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3825 ELON RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-3287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | OFF RT 130 NEAR WINDY RIDGE H ORSE FARM SEE DB 899-431, |
| Legal Subdivision | CLOUDCROFT FARM |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4143 |
| Census Tract | 10100 |
3825 Elon Rd is owned and occupied by an individual who bought it in November 2019.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3825 ELON RD, MONROE, VA 24574-3287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 20193443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Nov 25, 2019 |
| Property Address | 3825 ELON RD, MONROE, VA 24574-3287 |
| Document Number | 0190003443 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 190003443 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0190003444 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 190003444 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3825 Elon Rd was $2,045, up 55.3% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 (+55.28%) | $216,000 Land $69,400 Building $146,600 | $365,200 Land $83,300 Building $281,900 |
| 2025 | $1,317.00 | ||
| 2024 | $216,000 (-) Land $69,400 Building $146,600 | $216,000 (-) Land $69,400 Building $146,600 | |
| 2023 | $1,317.00 | $216,000 Land $69,400 Building $146,600 | $216,000 Land $69,400 Building $146,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3825 Elon Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1985–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3825 Elon Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 75% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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