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4397 4th Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4397 4th Isle Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,221 sqft · built 1986
Lot Size0.2 acres (8,712 sqft)
OwnerTrust Name on File
Last Sale$175,000 (Sep 2012)
Tax Bill$2,042 (2025)
Deeds & MortgagesMar 2017 Transfer
Flood ZoneZone AE (high risk)
APNR12-223-16-2310-0870-0130

Property Details

APN / Parcel Number

Primary APNR12-223-16-2310-0870-0130
Alternative APNs
  • 00163432
  • 163432

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,221 sqft Living Area
1st Floor Area1,221 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area1,221 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area456 sqft
Deck Area264 sqft
Patio Area72 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00163432
Street Address4397 4TH ISLE DR
CityHERNANDO BEACH
StateFL
Zip34607-3128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 87 LOT 13 ORB 334 PG 233
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionHERNANDO BEACH UNIT 7
Legal Block87
Legal Lot Number13
Legal Unit7
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2030
Census Tract41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address4397 4TH ISLE DR, HERNANDO BEACH, FL 34607-3128
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2012 · Amount on File
Deed SaleSep 5, 2012 · Amount on File
Prior SaleSep 5, 2012 · Amount on File
Deed Document Number0029341754
Deed Book / Page2934 / 1754
Last Transfer DateMar 28, 2017
Transfer Doc0034521193
Record UpdatedJun 8, 2026

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateMar 28, 2017
Property Address4397 4TH ISLE DR, HERNANDO BEACH, FL 34607-3128
Document Number0034521193
Book / Page003452 / 001193
Instrument DateMar 20, 2017
Instrument17168
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4397 4TH ISLE DR HERNANDO BEACH FL 346073128, HERNANDO BEACH, FL 34607-3128

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,042.00 (+1.39%) Additional exemption filed$182,537 (+5.99%)$402,036 (-5.2%) Land $177,819 Building $224,217
2023$172,226 Land $172,226
2022$2,014.00$424,106 Land $183,350 Building $240,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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