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4360 4th Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4360 4th Isle Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,038 sqft · built 1978
Lot Size0.168 acres (7,317 sqft)
OwnerIndividual Name on File
Last Sale$230,045 (Oct 2024)
Tax Bill$1,874 (2025)
Deeds & MortgagesOct 2021 Transfer
Feb 2021 Line of Credit
Flood ZoneZone AE (high risk)
APNR12-223-16-2310-0870-0070

Property Details

APN / Parcel Number

Primary APNR12-223-16-2310-0870-0070
Alternative APNs
  • 00163370
  • 163370

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,038 sqft Living Area
Gross Area1,652 sqft
1st Floor Area1,038 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,317 sqft (0.168 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area374 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00163370
Street Address4360 4TH ISLE DR
CityHERNANDO BEACH
StateFL
Zip34607-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 87 LOT 7 ORB 312 PG 652
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionHERNANDO BEACH UNIT 7
Legal Block87
Legal Lot Number7
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2030
Census Tract41501

Owner

4360 4th Isle Dr is owned and occupied by an individual who bought it in October 2024.

Source: Hernando County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address4360 4TH ISLE DR, HERNANDO BEACH, FL 34607-3127
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 26, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2024 · Amount on File
Deed SaleOct 11, 2024 · Amount on File
Prior SaleDec 30, 2003 · Amount on File
Deed Document Number202462458
Deed Book / Page4478 / 543
Prior Transfer DateSep 25, 2008
Prior Transfer Doc0025991593
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateOct 14, 2021
Property Address4360 4TH ISLE DR, HERNANDO BEACH, FL 34607-3127
Document Number0040690941
Book / Page4069 / 941
Map ReferenceMB 7 PG 45
Instrument DateSep 27, 2021
Instrument2021077085
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 4TH ISLE DR, HERNANDO BEACH, FL 34607-3127

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4360 4TH ISLE DR, HERNANDO BEACH, FL 34607-3127
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 4TH ISLE DR, HERNANDO BEACH, FL 34607-3127

Mortgage

Document Number0039580337
DateFeb 26, 2021
Book Page3958/337
Instrument2021013416
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4360 4th Isle Dr was $1,874.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,874.00$138,334$317,677 Land $192,331 Building $125,346
2023$130,519 Land $2,675 Building $127,844
2022$1,381.00$332,620 Land $198,185 Building $134,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4360 4th Isle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4360 4th Isle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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