4396 Luzerne Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4396 Luzerne Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,568 sqft Gross Area
Lot Size	41,480 sqft (0.952 acres)
Garage	2,400 sqft
Occupancy	Owner Occupied
Tax Bill	$3,098.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`520-0070-00410`
Alternative APN	`976881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,568 sqft Gross Area
1st Floor	1,568 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	41,480 sqft (0.952 acres)
Garage Area	2,400 sqft Garage
Deck Area	24 sqft Deck
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	976881
Street Address	4396 LUZERNE RD
City	DULUTH
State	MN
Zip	55803-1221
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, AND 3, BLOCK 18 SERIAL #
Legal Subdivision	COES 2ND ADDITION
Legal Block	18
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	2
Census Block	2017
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0070-00410

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4396 LUZERNE RD, DULUTH, MN 55803-1221
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 22, 2014
Transfer Doc	000T949516
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4396 LUZERNE RD, DULUTH, MN 55803-1221
Document Number	00T1019867
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4396 LUZERNE RD DULUTH MN 558031221, DULUTH, MN 55803-1221

Mortgage

Document Number	00T1019867
Date	Jan 23, 2020
Instrument	T1019867

Lender

Name	AMERICU MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,098.00 (+3.75%) Homeowner's exemption
2025	$2,986.00 (+1.43%) Homeowner's exemption	$253,100 (+0.16%) Land $53,500 Building $199,600	$253,100 (+0.16%) Land $53,500 Building $199,600
2024	$2,944.00	$252,700 (+16.51%) Land $53,100 Building $199,600	$252,700 (+16.51%) Land $53,100 Building $199,600
2022		$216,900 Land $50,500 Building $166,400	$216,900 Land $50,500 Building $166,400