Hamilton County property record for 4396 E 116th St, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,921 sqft · built 1978 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,432 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-32-405-004.000-018 |
| Primary APN | 29-10-32-405-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,921 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| 2nd Floor Area | 769 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 468 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.739 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610320405004000 |
|---|---|
| Street Address | 4396 E 116TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46033-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .74, SECTION 32, TOWNSHIP 18, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 32 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 111003 |
Source: Hamilton County records · APN 29-10-32-405-004.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 01, 2023 | Intrafamily Transfer, Transfer |
| Apr 07, 2020 | Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE CARMEL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 |
| Deed Sale | Jul 22, 2019 |
| Prior Sale | Jul 22, 2019 |
| Deed Document Number | 2019032338 |
| Last Transfer Date | Aug 01, 2023 |
| Transfer Doc | 0000028987 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4396E E 116TH ST, CARMEL, IN 46033-3308 |
| Document Number | 0000016380 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022016380 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 01, 2023 |
| Property Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Document Number | 0000028987 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023028987 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Name | Verified Name |
|---|---|
| Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018489 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 2020018489 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 22, 2019 |
| Property Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Document Number | 2019032338 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019032338 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Document Number | 2019032339 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019032339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 22, 2019 |
| Property Address | 4396 E 116TH ST, CARMEL, IN 46033-3308 |
| Document Number | 0000032336 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 32336 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | CHICAGO TITLE CARMEL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4396 E 116TH ST CARMEL IN 460333308, CARMEL, IN 46033-3308 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,100 (+6.23%) Land $139,900 Building $288,200 | $428,100 (+6.23%) Land $139,900 Building $288,200 | |
| 2024 | $4,432.00 (+11.3%) | $403,000 (+7.07%) Land $139,900 Building $263,100 | $403,000 (+7.07%) Land $139,900 Building $263,100 |
| 2023 | $3,982.00 (+13.03%) Homeowner's exemption | $376,400 (+21.46%) Land $93,200 Building $283,200 | $376,400 (+21.46%) Land $93,200 Building $283,200 |
| 2022 | $3,523.00 (+3.34%) Homeowner's exemption | $309,900 Land $93,200 Building $216,700 | $309,900 Land $93,200 Building $216,700 |
| 2021 | $3,409.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Nov 1992 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures