4176 E 116th St, Carmel, IN 46033 Property Records

Hamilton County property record for 4176 E 116th St, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 1955
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Tax Bill	$5,192 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-303-039.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-303-039.000-018`
Alternative APN	`1610320303039000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,896 sqft Living Area
1st Floor Area	2,056 sqft
2nd Floor Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Gazebo	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610320303039000
Street Address	4176 E 116TH ST
City	CARMEL
State	IN
Zip	46033-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.97, SECTION 32, TOWNSHIP 18, RANGE 4
Legal Range	04
Legal Township	18
Legal Section	32
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4176 E 116TH ST, CARMEL, IN 46033-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit FLAGURE LENDING LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 14, 2019	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014
Deed Sale	Dec 19, 2014
Deed Document Number	2014057825
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4176 E 116TH ST, CARMEL, IN 46033-3350
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 E 116TH ST, CARMEL, IN 46033-3350

Mortgage

Document Number	0000046098
Date	Sep 20, 2022
Instrument	2022046098

Lender

Name	FLAGURE LENDING LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4176 E 116TH ST, CARMEL, IN 46033-3350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046996
Date	Jul 21, 2020
Instrument	2020046996

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4176 E 116TH ST, CARMEL, IN 46033-3350
Document Number	0000047927
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 E 116TH ST CARMEL IN 460333350, CARMEL, IN 46033-3350

Mortgage

Document Number	0000047927
Date	Oct 1, 2019
Instrument	47927

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,000 (+5.67%) Land $193,700 Building $268,300	$462,000 (+5.67%) Land $193,700 Building $268,300
2024	$5,192.00 (+18.35%)	$437,200 (+14.36%) Land $193,700 Building $243,500	$437,200 (+14.36%) Land $193,700 Building $243,500
2023	$4,387.00 (+7.79%)	$382,300 (+17.38%) Land $138,800 Building $243,500	$382,300 (+17.38%) Land $138,800 Building $243,500
2022	$4,070.00 Homeowner's exemption	$325,700 Land $138,800 Building $186,900	$325,700 Land $138,800 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E 116th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures