4396 8th Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4396 8th Isle Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2017)
Tax Bill	$5,526 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2310-0910-0010`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2310-0910-0010`
Alternative APNs	`00163771` `163771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,628 sqft
Upper Floors Area	136 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Porch
Porch Area	458 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00163771
Street Address	4396 8TH ISLE DR
City	HERNANDO BEACH
State	FL
Zip	34607-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 7 BLK 91 LOT 1 ORB 366 PG 45
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	HERNANDO BEACH UNIT 7
Legal Block	91
Legal Lot Number	1
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2030
Census Tract	41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4396 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY BANK
Jul 24, 2019	Loan Modification, Mortgage · Conventional with PMI CAPITAL CTY BK
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage DOROTHY L EVANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Apr 7, 2011
Deed Document Number	2017030477
Deed Book / Page	3473 / 1159
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4396 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036090038
Date	Aug 1, 2018
Book Page	3609/0038
Instrument	2018046400

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	4396 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044
Document Number	0037321276
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	ALL PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4396 8TH ISLE DR HERNANDO BEACH FL 346073044, HERNANDO BEACH, FL 34607-3044

Mortgage

Document Number	0037321276
Date	Jul 26, 2019
Book Page	003732/001276
Instrument	46584

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 26, 2017
Property Address	4396 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044
Document Number	0034731159
Book / Page	003473 / 001159
Instrument Date	May 25, 2017
Instrument	30477
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ARROW TITLE COMPANY, ARROW TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13001 SADDLE WAY BROOKSVILLE FL 346142954, BROOKSVILLE, FL 34614-2954

Mortgage

Document Number	34731160
Date	May 26, 2017
Book Page	003473/001160
Instrument	30478

Lender

Name	DOROTHY L EVANS
Address	3283 GARDENIA DR, HERNANDO BEACH, FL 34607-3506
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2032

Interest

Rate	5%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,526.00 (+0.27%) Additional exemption filed	$426,554 (+5.99%)	$633,397 (-2.93%) Land $236,431 Building $396,966
2023		$402,459 Land $402,459
2022	$5,511.00		$652,543 Land $185,267 Building $467,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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