Hernando County property record for 4374 8th Isle Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,296 sqft · built 1997 |
| Lot Size | 0.168 acres (7,304 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Apr 2025) |
| Tax Bill | $9,700 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2310-0910-0040 |
| Primary APN | R12-223-16-2310-0910-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 4,136 sqft |
| 1st Floor Area | 1,344 sqft |
| Upper Floors Area | 952 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco/Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,304 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 1,452 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 388 sqft |
| Deck Area | 960 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00163806 |
|---|---|
| Street Address | 4374 8TH ISLE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 7 BLK 91 LOT 4 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HERNANDO BEACH UNIT 7 |
| Legal Block | 91 |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 41501 |
Source: Hernando County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2415 OLD FORTY FOOT RD, HARLEYSVILLE, PA 19438-3127 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 202521718 |
| Deed Book / Page | 4540 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4374 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4374 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044 |
| Document Number | 0040950323 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 4095/323 |
| Instrument | 2021091671 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 17, 2020 |
| Property Address | 4374 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044 |
| Document Number | 0038521100 |
| Book / Page | 3852 / 1100 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020036564 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4374 8TH ISLE DR, 4374, HERNANDO BEACH, FL 34607-3044 |
| Name | Verified Name |
|---|---|
| Address | 4374 8TH ISLE DR, HERNANDO BEACH, FL 34607-3044 |
| Document Number | 38521102 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 3852/1102 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,700.00 (+2%) | $647,138 (-2.8%) Land $257,662 Building $389,476 | $647,138 (-2.8%) Land $257,662 Building $389,476 |
| 2023 | $665,750 Land $229,712 Building $436,038 | ||
| 2022 | $9,510.00 | $665,750 Land $203,612 Building $462,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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