Okaloosa County property record for 4394 Stonebridge Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,229 sqft · built 2013 |
| Lot Size | 0.49 acres (21,339 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,040,000 (Oct 2019) |
| Tax Bill | $7,365 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9774-3 |
| Primary APN | C56-000-589-9774-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,229 sqft Living Area |
| Gross Area | 4,579 sqft |
| 1st Floor Area | 3,229 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 21,339 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 556 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4394 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PHI @ KELLY PLNTN LOT 11 BLK HH |
| Legal Subdivision | STONEBRIDGE PHI @ KELLY PLNTN |
| Legal Phase | 1 |
| Legal Block | HH |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23304 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4394 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 30, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 4, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on Record |
| Deed Sale | Oct 4, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2011 · Amount on Record |
| Deed Document Number | 20193309542 |
| Deed Book / Page | 3422 / 3131 |
| Last Transfer Date | May 17, 2023 |
| Transfer Doc | 0036894196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 30, 2023 |
| Property Address | 4394 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Number | 0036894196 |
| Book / Page | 3689 / 4196 |
| Map Reference | MB 18 PG 27 |
| Instrument Date | May 17, 2023 |
| Instrument | 3644384 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4394 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Name | Verified Name |
|---|---|
| Address | 4394 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 4394 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Number | 0034223131 |
| Book / Page | 003422 / 003131 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 3309542 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4394 STONEBRIDGE RD DESTIN FL 325413462, DESTIN, FL 32541-3462 |
| Document Number | 34223133 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 003422/003133 |
| Instrument | 3309543 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 3, 2034 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,365.00 (+5.12%) | $737,947 (+5.99%) | $1,368,823 (+11.9%) Land $385,588 Building $983,235 |
| 2023 | $7,006.00 (+2.14%) Homeowner's exemption | $696,262 (+3%) | $1,223,209 (+16.94%) Land $339,676 Building $883,533 |
| 2022 | $6,859.00 Homeowner's exemption | $675,983 | $1,045,985 Land $308,796 Building $737,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2013) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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