Okaloosa County property record for 4384 Stonebridge Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,341 sqft · built 2007 |
| Lot Size | 0.456 acres (19,851 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $805,000 (Sep 2017) |
| Tax Bill | $7,915 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9772-7 |
| Primary APN | C56-000-589-9772-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,341 sqft Living Area |
| Gross Area | 5,547 sqft |
| 1st Floor Area | 3,341 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 19,851 sqft (0.456 acres) |
| Garage Type | Attached |
| Garage Area | 1,002 sqft |
| Porch | Slab |
| Porch Area | 1,204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4384 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PHI @ KELLY PLNTN LOT 9 BLK HH |
| Legal Subdivision | STONEBRIDGE PHI @ KELLY PLNTN |
| Legal Phase | 1 |
| Legal Block | HH |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23304 |
Source: Okaloosa County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4384 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Apr 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 8, 2017 | Warranty Deed, Transfer BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on Record |
| Deed Sale | Sep 8, 2017 · Amount on Record |
| Prior Sale | Mar 14, 2013 · Amount on Record |
| Deed Document Number | 20173158986 |
| Deed Book / Page | 3316 / 4647 |
| Last Transfer Date | Apr 16, 2018 |
| Transfer Doc | 0033460963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4384 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | VINTAGE TITLE LLC, VINTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4384 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Number | 0035833141 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 3583/3141 |
| Instrument | 3500889 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 4384 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Number | 0033460963 |
| Book / Page | 003346 / 000963 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 3201262 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4384 STONEBRIDGE RD DESTIN FL 325413462, DESTIN, FL 32541-3462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 8, 2017 |
| Property Address | 4384 STONEBRIDGE RD, DESTIN, FL 32541-3462 |
| Document Number | 0033164647 |
| Book / Page | 003316 / 004647 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 3158986 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,635.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4384 STONEBRIDGE RD DESTIN FL 325413462, DESTIN, FL 32541-3462 |
| Document Number | 33164649 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 003316/004649 |
| Instrument | 3158987 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,915.00 (+5.1%) Homeowner's exemption | $790,281 (+5.99%) | $1,483,179 (+12.42%) Land $385,588 Building $1,097,591 |
| 2023 | $7,531.00 (+2.14%) Homeowner's exemption | $745,640 (+3%) | $1,319,358 (+16.9%) Land $322,692 Building $996,666 |
| 2022 | $7,373.00 Homeowner's exemption | $723,922 | $1,128,604 Land $293,356 Building $835,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2007) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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