4394 E Lake Park Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4394 E Lake Park Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,561 sqft · built 1983
Lot Size	0.249 acres (10,854 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2007)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19E-18S-14-0110-00380-0430`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00380-0430`
Alternative APNs	`1418S19E0110003800430` `1601711`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,561 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,854 sqft (0.249 acres)
Lot Dimensions	108 ft deep x 44.7 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Vinyl Porch
Porch Area	239 sqft
Deck Area	120 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1601711
Street Address	4394 E LAKE PARK DR
City	HERNANDO
State	FL
Zip	34442-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH
Legal Description	APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 43 & 44 BLK 38
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	38
Legal Lot Number	43,44
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0110-00380-0430

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4394 E LAKE PARK DR, HERNANDO, FL 34442-3192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2007 · Amount on Record
Deed Sale	Jul 03, 2007 · Amount on Record
Prior Sale	Jun 01, 2007 · Amount on Record
Deed Document Number	200739835
Deed Book / Page	2140 / 189
Last Transfer Date	Sep 02, 2025
Transfer Doc	0035981675
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4394 E LAKE PARK DR, HERNANDO, FL 34442-3192
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4394 E LAKE PARK DR, HERNANDO, FL 34442-3192

Mortgage

Document Number	0031512177
Date	Apr 08, 2021
Book Page	3151/2177
Instrument	2021022460

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00 (+6.97%)	$116,523 (-51.58%)	$244,558 (+1.63%) Land $45,820 Building $198,738
2024	$1,262.00 (+3.1%) Homeowner's exemption Additional exemption filed	$240,639 (-0.02%) Land $33,420 Building $207,219	$240,639 (-0.02%) Land $33,420 Building $207,219
2023	$1,224.00 (+6.71%) Homeowner's exemption Additional exemption filed	$240,696 (+11.07%) Land $33,420 Building $207,276	$240,696 (+11.07%) Land $33,420 Building $207,276
2022	$1,147.00 Homeowner's exemption Additional exemption filed	$216,711 Land $31,260 Building $185,451	$216,711 Land $31,260 Building $185,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.