4370 E Lake Park Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4370 E Lake Park Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	0.279 acres (12,185 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Sep 1999)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`19E-18S-14-0110-00380-039.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00380-039.0`
Alternative APNs	`1418S19E0110003800390` `1601673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	12,185 sqft (0.279 acres)
Lot Dimensions	128 ft deep x 37.9 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	912 sqft
Deck Area	209 sqft
Patio Area	437 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1601673
Old Parcel Number	1418S19E0110003800390
Street Address	4370 E LAKE PARK DR
City	HERNANDO
State	FL
Zip	34442-3192
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 39 & 40 BLK 38
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	38
Legal Lot Number	39-40 40
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4370 E LAKE PARK DR, HERNANDO, FL 34442-3192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Deed Document Number	0000132748
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4370 E LAKE PARK DR, HERNANDO, FL 34442-3192
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030322335
Date	Jan 21, 2020
Book Page	3032/2335
Instrument	2020003389

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+8.25%) Homeowner's exemption Additional exemption filed	$166,589 (+9.61%) Land $42,540 Building $124,049	$166,589 (+9.61%) Land $42,540 Building $124,049
2024	$946.00 (+3.5%) Homeowner's exemption Additional exemption filed	$151,977 (-3.08%) Land $31,030 Building $120,947	$151,977 (-3.08%) Land $31,030 Building $120,947
2023	$914.00 (+6.65%) Homeowner's exemption Additional exemption filed	$156,800 (+0.08%) Land $31,030 Building $125,770	$156,800 (+0.08%) Land $31,030 Building $125,770
2022	$857.00 Homeowner's exemption Additional exemption filed	$156,672 Land $29,030 Building $127,642	$156,672 Land $29,030 Building $127,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000