Allegan County property record for 4394 38th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,533 sqft · built 1972 |
| Lot Size | 5.51 acres (240,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,500 (Apr 2000) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-014-004-00 |
| Primary APN | 18-014-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Basement Area | 1,533 sqft |
| Unfinished Basement | 1,533 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Lot Area | 240,016 sqft (5.51 acres) |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4394 38TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG AT NE COR SEC 14 TH W 750 FT TH S 320 FT TH E 750 FT TH N 320 FT TO POB SEC 14 T4N R14W (75) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 14 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30301 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2000 · Amount on Record |
| Deed Sale | Apr 18, 2000 · Amount on Record |
| Prior Sale | Aug 30, 1995 |
| Deed Book / Page | 1973 / 801 |
| Last Transfer Date | Dec 12, 2002 |
| Transfer Doc | 2403000330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Document Number | 0000010912 |
| Book / Page | 5151 / 682 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202610912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Document Number | 0000010912, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 5151/682 |
| Instrument | 202610912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2056 |
| Rate | 4.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4201/352 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 4201/352 |
| Instrument | 4201-352 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 4456/933 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 4456/933 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Name | Verified Name |
|---|
| Document Number | 4444/329 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 4444/329 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4394 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4374/689 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 4374/689 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2029 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,200 (+20.4%) Land $63,400 Building $127,800 | $382,400 (+20.4%) Land $126,800 Building $255,600 | |
| 2025 | $2,954.00 (+22.98%) | ||
| 2023 | $158,800 Land $42,200 Building $116,600 | $317,600 Land $84,400 Building $233,200 | |
| 2022 | $2,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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