Allegan County property record for 4381 38th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,619 sqft · built 1933 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,760 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-013-006-20 |
| Primary APN | 18-013-006-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 836 sqft |
| Unfinished Basement | 836 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | A-Frame |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4381 38TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT NW COR TH S 288' TO POB TH E 885' TH S 394' TH W 885' TH N 394' TO POB SEC 13 T4N R14W (03) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 13 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30301 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4381 38TH ST, HAMILTON, MI 49419-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 12, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4381 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4184/804 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 4184/804 |
| Instrument | 4184-804 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4381 38TH ST, HAMILTON, MI 49419-9106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 4439/550 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 4439/550 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,500 (+22.89%) Land $76,900 Building $119,600 | $393,000 (+22.89%) Land $153,800 Building $239,200 | |
| 2025 | $3,760.00 (+22.96%) | ||
| 2023 | $159,900 Land $51,300 Building $108,600 | $319,800 Land $102,600 Building $217,200 | |
| 2022 | $3,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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