4393 Steck Dr, Temperance, MI 48182 Property Records

Monroe County property record for 4393 Steck Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1975
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 2010)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-012-096-10`

Property Details

APN / Parcel Number

Primary APN	`15-012-096-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	19,994 sqft (0.459 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4393 STECK DR
City	TEMPERANCE
State	MI
Zip	48182-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1039-651 1294-442 SEC 12 T8S R6E .459 AC COM AT E 1/4 COR OF SEC 12 TH N 89 DEG 39'W 65.29 FT TH S 14 DEG 11'E 459.2 FT TH N
Legal Range	06E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	3
Census Block	3001
Census Tract	833000

Owner

4393 Steck Dr is owned and occupied by two individuals who bought it in November 2010.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4393 STECK DR, TEMPERANCE, MI 48182-9712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2010 · Amount on File
Deed Sale	Nov 9, 2010 · Amount on File
Deed Document Number	201020671
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4393 STECK DR, TEMPERANCE, MI 48182-9712
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4393 STECK DR, TEMPERANCE, MI 48182-9712

Mortgage

Document Number	0000007873
Date	Apr 12, 2022
Instrument	2022R07873

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4393 STECK DR, TEMPERANCE, MI 48182-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009482
Date	May 29, 2018
Instrument	2018R09482

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 28, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4393 Steck Dr was $1,890 with a homeowner's exemption, up 4.5% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,800 Land $93,800	$187,600 Land $187,600
2025	$1,890.00 (+4.48%) Homeowner's exemption
2024	$1,809.00 (+9.37%)
2023	$1,654.00 Homeowner's exemption	$82,500	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4393 Steck Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4393 Steck Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steck Dr

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