4388 Steck Dr, Temperance, MI 48182 Property Records

Monroe County property record for 4388 Steck Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1962
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Sep 2019)
Tax Bill	$622 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-012-042-00`

Property Details

APN / Parcel Number

Primary APN	`15-012-042-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	20,909 sqft (0.48 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4388 STECK DR
City	TEMPERANCE
State	MI
Zip	48182-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W12-3E SEC 12 T8S R6E .48 AC COM AT A PT ON THE C L OF SUMMERFIELD RD 65.29 FT N 89 DEG 39' W & 397.25 FT S 14 DEG 11' E FR
Legal Range	06E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	3
Census Block	3001
Census Tract	833000

Owner

Source: Monroe County records · APN 15-012-042-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4388 STECK DR, TEMPERANCE, MI 48182-9712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SHORE FINANCIAL SERVICE
Sep 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	201915924
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0000012852
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4388 STECK DR, TEMPERANCE, MI 48182-9712
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000160
Date	Jan 02, 2020
Instrument	2020R00160

Lender

Name	UNITED SHORE FINANCIAL SERVICE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 14, 2020
Property Address	4388 STECK DR, TEMPERANCE, MI 48182-9712
Document Number	0000018892
Instrument Date	Aug 28, 2020
Instrument	18892
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4388 STECK DR TEMPERANCE MI 481829712, TEMPERANCE, MI 48182-9712

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 18, 2019
Property Address	4388 STECK DR, TEMPERANCE, MI 48182-9712
Document Number	2019R15924
Instrument Date	Apr 23, 2019
Instrument	2019R15924
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 LAVENDER ST, MONROE, MI 48162-2875

Mortgage

Document Number	0000015925
Date	Sep 18, 2019
Instrument	2019R15925

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,700 (+2.91%)	$127,400 (+2.91%)
2025	$622.00 (-51.56%) Homeowner's exemption	$61,900 (+7.84%) Land $61,900	$123,800 (+7.84%) Land $123,800
2023	$1,284.00 Homeowner's exemption	$57,400	$114,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
BCI Mississippi Broadband Cable	1,000 / 20
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 97 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steck Dr

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