4393 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4393 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 2005
Lot Size0.122 acres (5,314 sqft)
Owner2 Individual Names on File
Last Sale$283,500 (Sep 2018)
Tax Bill$4,103 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0131.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0131.0-0-0000
Alternative APNs
  • 40-38-41-009-000-01310-0
  • 505770

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area2,268 sqft
1st Floor Area856 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,314 sqft (0.122 acres)
View / LotInterior
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number505770
Street Address4393 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 131 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number131
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2006
Census Tract1105

Owner

4393 SE Graham Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4393 SE GRAHAM DR, STUART, FL 34997-1551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 18, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 26, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 13, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Sep 25, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2018 · Amount on File
Deed SaleSep 25, 2018 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number20182716847
Deed Book / Page3017 / 1147
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4393 SE GRAHAM DR, STUART, FL 34997-1551
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 SE GRAHAM DR, STUART, FL 34997-1551

Mortgage

Document Number0035391737
DateDec 22, 2025
Book Page3539/1737
Instrument3161882
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4393 SE GRAHAM DR, STUART, FL 34997-1551
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 SE GRAHAM DR, STUART, FL 34997-1551

Mortgage

Document Number0034020820
DateOct 18, 2023
Book Page3402/820
Instrument3040830
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term314 Months
DueDec 1, 2049

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4393 SE GRAHAM DR, STUART, FL 34997-1551
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 SE GRAHAM DR, STUART, FL 34997-1551

Mortgage

Document Number0032881704
DateJan 26, 2022
Book Page3288/1704
Instrument2939029
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4393 SE GRAHAM DR, STUART, FL 34997-1551
Document Number0030951467
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4393 SE GRAHAM DR STUART FL 349971551, STUART, FL 34997-1551

Mortgage

Document Number0030951467
DateNov 19, 2019
Book Page003095/001467
Instrument2785737
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 25, 2018
Property Address4393 SE GRAHAM DR, STUART, FL 34997-1551
Document Number0030171147
Book / Page003017 / 001147
Instrument DateSep 18, 2018
Instrument2716847
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,984.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4393 SE GRAHAM DR STUART FL 349971551, STUART, FL 34997-1551

Mortgage

Document Number30171148
DateSep 25, 2018
Book Page003017/001148
Instrument2716848
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4393 SE Graham Dr was $4,103 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,103.00 (-0.51%) Additional exemption filed$272,767$388,520 Land $150,000 Building $238,520
2024$4,124.00 (+2.23%)
2023$4,034.00 (+3.76%) Additional exemption filed$257,360 (+3%)$339,180 (+9.4%) Land $115,000 Building $224,180
2022$3,888.00 Homeowner's exemption$249,865$310,050 Land $95,000 Building $215,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4393 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4393 SE Graham Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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