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4370 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4370 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,717 sqft · built 2006
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Dec 2022)
Tax Bill$5,375 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0079.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0079.0-0-0000
Alternative APNs
  • 40-38-41-009-000-00790-0
  • 842278

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,717 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,968 sqft (0.137 acres)
View / LotHomesite
Garage TypeAttached
Garage Area267 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number842278
Street Address4370 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 79 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number79
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1105

Owner

4370 SE Graham Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4370 SE GRAHAM DR, STUART, FL 34997-1541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Oct 29, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2022 · Amount on File
Deed SaleDec 13, 2022 · Amount on File
Prior SaleFeb 9, 2006 · Amount on File
Deed Document Number20222993343
Deed Book / Page3350 / 208
Prior Transfer DateJun 7, 2006
Prior Transfer Doc0021611586
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 13, 2022
Property Address4370 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0033500208
Book / Page3350 / 208
Map ReferenceMB 15 PG 89
Instrument DateNov 14, 2022
Instrument2993343
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyTITLE TOWN LLC, TITLE NOW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 VIA ISAHCLA, JUPITER, FL 33458

Transferred To (Grantee/Buyer)

NameVerified Name
Address4370 SE GRAHAM DR, STUART, FL 34997-1541
InvestorPossibly a Property Investor

Mortgage

Document Number0003350211
DateDec 13, 2022
Instrument3350/211
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 29, 2018
Property Address4370 SE GRAHAM DR, STUART, FL 34997-1541
Document Number0030240470
Book / Page003024 / 000470
Instrument DateAug 29, 2018
Instrument2722999
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address4370 SE GRAHAM DR STUART FL 349971541, STUART, FL 34997-1541

Tax Assessment & Valuation

The 2025 property tax bill for 4370 SE Graham Dr was $5,375 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,375.00 (-0.67%) Homeowner's exemption$353,296$382,030 Land $160,000 Building $222,030
2024$5,411.00 (+2.04%)
2023$5,303.00 (+123.28%) Additional exemption filed$333,340 (+108.75%) Land $125,000 Building $208,340$333,340 (+15.74%) Land $125,000 Building $208,340
2022$2,375.00 Homeowner's exemption$159,681$288,010 Land $100,000 Building $188,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4370 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4370 SE Graham Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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