4393 Clair Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4393 Clair Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 2003
Lot Size	0.385 acres (16,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,600 (Nov 2018)
Tax Bill	$2,761 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-4720-00D00-0300`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-4720-00D00-0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Heated Area
Gross Area	2,782 sqft
1st Floor Area	2,384 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	16,814 sqft (0.385 acres)
Garage Type	Mixed
Garage Area	462 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	272S28472000D000300
Street Address	4393 CLAIR CT
City	GULF BREEZE
State	FL
Zip	32563-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA ROSA SHORES EAST LOT 30 BLK D AS DES IN OR 3784 PG 874
Legal Range	28W
Legal Township	02S
Legal Section	27
Legal Subdivision	SR SHORES EAST
Legal Block	D
Legal Lot Number	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4007
Census Tract	10814

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Nov 21, 2018	Grant Deed, Transfer · Conventional with PMI TRIDENT HM LNS
Oct 16, 2018	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK
Aug 28, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Jul 17, 2006
Deed Document Number	201849835
Deed Book / Page	3784 / 0874
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184

Mortgage

Document Number	0042261265
Date	Dec 28, 2021
Book Page	4226/1265
Instrument	202185501

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 21, 2018
Property Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184
Document Number	0037840874
Book / Page	003784 / 000874
Instrument Date	Nov 16, 2018
Instrument	49835
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,803.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4393 CLAIR CT GULF BREEZE FL 325639184, GULF BREEZE, FL 32563-9184

Mortgage

Document Number	37840876
Date	Nov 21, 2018
Book Page	003784/000876
Instrument	49836

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184
Document Number	0037741158
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4006 S MACDILL AVE TAMPA FL 336111545, TAMPA, FL 33611-1545

Mortgage

Document Number	0037741158
Date	Oct 16, 2018
Book Page	003774/001158
Instrument	44466

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 28, 2018
Property Address	4393 CLAIR CT, GULF BREEZE, FL 32563-9184
Document Number	0037602006
Book / Page	003760 / 002006
Instrument Date	Aug 13, 2018
Instrument	36968
Transaction Type	Foreclosure
Record Updated	Oct 10, 2018

Transaction

Amount	Amount Recorded
Tax	$1,147.30
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2086 LUTZ FL 335482086, LUTZ, FL 33548-2086

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,761.00 (+0.91%) Homeowner's exemption	$243,316 (+3.48%)	$314,563 (-1.07%) Land $60,000 Building $254,563
2023	$2,736.00 (+2.74%) Homeowner's exemption	$235,126 (+3%)	$317,973 (+6.05%) Land $55,000 Building $262,973
2022	$2,663.00 Homeowner's exemption	$228,278	$299,842 Land $55,000 Building $244,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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