4380 Clair Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4380 Clair Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$32,900 (Jun 2017)
Tax Bill	$435 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-4720-00D00-0270`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-4720-00D00-0270`
Alternative APN	`S28227472000D000270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	250 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4380 CLAIR CT
City	GULF BREEZE
State	FL
Zip	32563-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA ROSA SHORES EAST LOT 27 BLK D AS DES IN OR 3739 PG 327 & AS DES IN OR 4334 PG 1908
Legal Range	28W
Legal Township	2S
Legal Section	27
Legal Subdivision	SR SHORES EAST
Legal Block	D
Legal Lot Number	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4007
Census Tract	10814

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 12, 2022	Intrafamily Transfer, Transfer
Jun 19, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Oct 4, 2017	Trustee's Deed, Construction Loan · Line of Credit CENTENNIAL BK
Jun 6, 2017	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Mar 30, 2004 · Amount on Record
Deed Document Number	201722593
Deed Book / Page	3630 / 1190
Last Transfer Date	Oct 12, 2022
Transfer Doc	0043341908
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139

Mortgage

Document Number	0043570487
Date	Jan 5, 2023
Book Page	4357/487
Instrument	202300471

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139

Mortgage

Document Number	0041821195
Date	Sep 24, 2021
Book Page	4182/1195
Instrument	202163798

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 12, 2022
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Document Number	0043341908
Book / Page	4334 / 1908
Map Reference	MB B PG 138
Instrument Date	Oct 12, 2022
Instrument	202258156
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4380 CLAIR CT, 4380, GULF BREEZE, FL 32563-9139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 19, 2018
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Document Number	0037390327
Book / Page	003739 / 000327
Instrument Date	Jun 14, 2018
Instrument	25534
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4380 CLAIR CT GULF BREEZE FL 32563, GULF BREEZE, FL 32563

Mortgage

Document Number	37390328
Date	Jun 19, 2018
Book Page	003739/000328
Instrument	25535

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 4, 2017
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Document Number	0036670853
Book / Page	003667 / 000853
Instrument Date	Sep 29, 2017
Instrument	41456
Transaction Type	Construction Loan
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2313 HIGHWAY 87 NAVARRE FL 325663212, NAVARRE, FL 32566-3212

Mortgage

Document Number	36670853
Date	Oct 4, 2017
Book Page	003667/000853
Instrument	41456

Lender

Name	CENTENNIAL BK
Type	Bank
Address	NAVARRE, FL 32566

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 6, 2017
Property Address	4380 CLAIR CT, GULF BREEZE, FL 32563-9139
Document Number	0036301190
Book / Page	003630 / 001190
Instrument Date	Jun 2, 2017
Instrument	22593
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2313 HIGHWAY 87 NAVARRE FL 325663212, NAVARRE, FL 32566-3212

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,121 (+2.9%)	$311,813 (+3.95%) Land $55,000 Building $256,813
2024	$435.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,438 (+3%)	$299,974 (-1.63%) Land $60,000 Building $239,974
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$223,726	$304,933 Land $55,000 Building $249,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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