4390 Panorama Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4390 Panorama Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,085 sqft · built 1949
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2025)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-162-008-000`

Property Details

APN / Parcel Number

Primary APN	`329-162-008-000`
Alternative APNs	`32916208100` `3291620810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
1st Floor Area	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Terrain	Wooded
Garage Area	768 sqft
Parking Spaces	1 Parking Space
Patio Area	1,085 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4390 PANORAMA DR
City	PLACERVILLE
State	CA
Zip	95667-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RS 30/116/1
Legal Subdivision	HWY VIEW TERR
Legal Lot Number	12
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1008
Census Tract	31505

Owner

4390 Panorama Dr is owned and occupied by two individuals who bought it in June 2025.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Intrafamily Transfer, Transfer · Line of Credit FIREFIGHTERS FIRST FCU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 6, 2017	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Document Number	202516840
Prior Transfer Date	Nov 16, 2023
Prior Transfer Doc	0000033254
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 21, 2023
Property Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670
Document Number	0000033254
Map Reference	MB A PG 5
Instrument Date	Nov 16, 2023
Instrument	2023-0033254
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670

Mortgage

Document Number	0000033255
Date	Nov 21, 2023
Instrument	2023-0033255

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028231
Date	Jun 15, 2020
Instrument	2020-0028231

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 6, 2017
Property Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670
Document Number	0000013819
Map Reference	MB A PG 5
Instrument Date	Mar 31, 2017
Instrument	2017-0013819
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4390 PANORAMA DR, PLACERVILLE, CA 95667-8670

Mortgage

Document Number	0000013820
Date	Apr 6, 2017
Instrument	2017-0013820

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4390 Panorama Dr was $3,622.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,500 (+24.51%) Land $112,200 Building $321,300
2025	$3,622.00 Homeowner's exemption	$348,170 Land $145,071 Building $203,099
2023	$3,459.00 (+1.02%) Homeowner's exemption	$334,652 Land $139,439 Building $195,213
2022	$3,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4390 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 Panorama Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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