4390 Laird Rd, Loomis, CA 95650 Property Records

Placer County property record for 4390 Laird Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jan 2022)
Tax Bill	$10,906 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-062-037-000`

Property Details

APN / Parcel Number

Primary APN	`045-062-037-000`
Alternative APN	`045-062-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,655 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	174,240 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Old Parcel Number	045-062-037
Street Address	4390 LAIRD RD
City	LOOMIS
State	CA
Zip	95650-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	POR B PM17-132 & FR S15 11 7
Legal Tract	1
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2031
Census Tract	20607

Owner

4390 Laird Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4390 LAIRD RD, LOOMIS, CA 95650-8908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	2022481
Prior Transfer Date	Apr 21, 2011
Prior Transfer Doc	0000032887
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 3, 2022
Property Address	4390 LAIRD RD, LOOMIS, CA 95650-8908
Document Number	0000000481
Instrument Date	Dec 29, 2021
Instrument	2022-0000481
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4390 LAIRD RD, LOOMIS, CA 95650-8908

Mortgage

Document Number	0000000482
Date	Jan 3, 2022
Instrument	2022-0000482

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 1, 2019
Property Address	4390 LAIRD RD, LOOMIS, CA 95650-8908
Document Number	0000055137
Instrument Date	Jul 23, 2019
Instrument	2019-0055137
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4390 LAIRD RD, LOOMIS, CA 95650-8908

Mortgage

Document Number	0000055138
Date	Aug 1, 2019
Instrument	2019-0055138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Aug 1, 2019
Property Address	4390 LAIRD RD, LOOMIS, CA 95650-8908
Document Number	0000055136
Instrument Date	Jul 23, 2019
Instrument	55136
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	506 UPTON ST REDWOOD CITY CA 940622942, REDWOOD CITY, CA 94062-2942

Tax Assessment & Valuation

The 2025 property tax bill for 4390 Laird Rd was $10,906.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,218,624 (+2%) Land $290,447 Building $928,177
2025	$10,906.00 Disabled Person's exemption Veteran's exemption	$1,194,730 Land $284,752 Building $909,978
2023	$9,884.00 (+37.16%) Disabled Person's exemption Veteran's exemption	$1,056,000 Land $251,700 Building $804,300
2022	$7,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4390 Laird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 Laird Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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