439 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 439 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1935
Square Footage	1,515 sqft Living Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2025)
Tax Bill	$1,553.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-122-000-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Units	2 Units
Building Area	1,515 sqft Living Area
1st Floor	1,022 sqft 1st Floor
2nd Floor	493 sqft 2nd Floor
Upper Floors	493 sqft Upper Floors
Stories	2 Stories
Fireplace	1 Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Architectural Style	Two Family Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	241 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	520 sqft Garage
Porch	Open Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	439 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-4953
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WEST OF RIVER FRONT 40.44
Legal Subdivision	W OF R FRNT
Legal Tract	24
Legal Lot Number	122
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1014
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-122-000-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 W RIVER RD N, ELYRIA, OH 44035-4953
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2025 · Amount on Record
Deed Sale	Feb 03, 2025 · Amount on Record
Prior Sale	Jun 18, 2003 · Amount on Record
Deed Doc Number	2025000482
Record Refreshed	Jun 08, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 03, 2025
Property Address	439 W RIVER RD N, ELYRIA, OH 44035-4953
Document Number	0000041283
Instrument Date	Jan 30, 2025
Instrument	2025-0041283
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 W RIVER RD N, ELYRIA, OH 44035-4953

Mortgage

Document Number	0000041284
Date	Feb 03, 2025
Instrument	2025-0041284

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2055

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00	$31,420 (+0.02%) Land $6,080 Building $25,340	$89,750 (-) Land $17,360 Building $72,390
2024	$1,553.00 (+70.1%)	$31,413 (+92.02%) Land $6,076 Building $25,337	$89,750 (+92.02%) Land $17,360 Building $72,390
2023	$913.00 (+0.33%)	$16,359 (-0.01%) Land $3,703 Building $12,656	$46,740 (-) Land $10,580 Building $36,160
2022	$910.00	$16,360 Land $3,700 Building $12,660
2021			$46,740 Land $10,580 Building $36,160

Flood & Wildfire

439 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.