Lorain County property record for 427 W River Rd N, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1968 |
| Square Footage | 2,116 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $84,000 (2018) |
| Tax Bill | $2,323.00 (2025) |
| Primary APN | 06-24-121-000-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 2,196 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Upper Floors | 475 sqft Upper Floors |
| Basement Area | 964 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Multifamily Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 193 ft x 66 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | 60 sqft Deck |
| Patio Area | 144 sqft Patio |
| Porch Area | 160 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 427 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4953 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BISHOP 66 X 193 |
| Legal Subdivision | BISHOP |
| Legal Tract | 24 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-121-000-002
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 18, 2020 | Quit Claim Deed, Transfer HUNTINGTON NAT'L BK/WV |
| Oct 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) HUNTINGTON NAT'L BK |
| Oct 05, 2018 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2018 · Amount on Record |
| Deed Sale | Oct 05, 2018 · Amount on Record |
| Prior Sale | Aug 14, 2006 · Amount on Record |
| Deed Doc Number | 2018690147 |
| Last Transfer Date | Dec 14, 2020 |
| Transfer Doc | 0000794492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Document Number | 0000031662 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 2024-0031662 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 18, 2020 |
| Property Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Document Number | 0000794492 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 794492 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | MILLER HOME TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 W RIVER RD N ELYRIA OH 440354953, ELYRIA, OH 44035-4953 |
| Document Number | 794493 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 794493 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Document Number | 0000690381 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 427 W RIVER RD N ELYRIA OH 440354953, ELYRIA, OH 44035-4953 |
| Document Number | 0000690381 |
|---|---|
| Date | Oct 09, 2018 |
| Instrument | 690381 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 05, 2018 |
| Property Address | 427 W RIVER RD N, ELYRIA, OH 44035-4953 |
| Document Number | 0000690147 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 690147 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 427 W RIVER RD N ELYRIA OH 440354953, ELYRIA, OH 44035-4953 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 (-0.47%) Homeowner's exemption | $49,330 (+0.01%) Land $9,340 Building $39,990 | $140,930 (-) Land $26,680 Building $114,250 |
| 2024 | $2,334.00 (+20.74%) | $49,326 (+39.02%) Land $9,338 Building $39,988 | $140,930 (+39.03%) Land $26,680 Building $114,250 |
| 2023 | $1,933.00 (+0.36%) | $35,480 (-) Land $5,964 Building $29,516 | $101,370 (-) Land $17,040 Building $84,330 |
| 2022 | $1,926.00 | $35,480 Land $5,960 Building $29,520 | |
| 2021 | $101,370 Land $17,040 Building $84,330 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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