439 Stratford Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 439 Stratford Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Nov 2021)
Tax Bill	$10,892 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02602-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-02602-0000-00004`
Alternative APN	`190260200004`

Interior

Stories	2 Stories
Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	439 STRATFORD RD
City	UNION
State	NJ
Zip	07083-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BERKELEY PARK SEC 8
Legal Block	2602
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4010
Census Tract	33300

Owner

Source: Union County and Union Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 STRATFORD RD, UNION, NJ 07083-8840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 17, 2020	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202111990
Deed Book / Page	6440 / 2486
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 23, 2021
Property Address	439 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0064402486
Book / Page	6440 / 2486
Instrument Date	Nov 1, 2021
Instrument	11990
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 WILLOW GROVE ST, 303, HACKETTSTOWN, NJ 07840-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 STRATFORD RD, UNION, NJ 07083-8840

Mortgage

Document Number	0000025731
Date	Nov 23, 2021
Instrument	25731

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	439 STRATFORD RD, UNION, NJ 07083-8840
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149270381
Date	Apr 5, 2021
Book Page	14927/381
Instrument	8635

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 17, 2020
Property Address	439 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0063742755
Book / Page	6374 / 2755
Instrument Date	Jun 9, 2020
Instrument	326064
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,357.40
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2260 MALLARD CREEK CIR, 2260, KISSIMMEE, FL 34743-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 STRATFORD RD, UNION, NJ 07083-8840

Mortgage

Document Number	695022
Date	Jul 17, 2020
Instrument	695022

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,700 (-) Land $20,000 Building $26,700	$46,700 (-) Land $20,000 Building $26,700
2025	$10,892.00 (+4.36%)	$46,700 (-) Land $20,000 Building $26,700	$46,700 (-) Land $20,000 Building $26,700
2024	$10,437.00 (+6.86%)
2023		$46,700 Land $20,000 Building $26,700	$46,700 Land $20,000 Building $26,700
2022	$9,767.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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