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431 Stratford Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 431 Stratford Rd, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,276 sqft · built 1941
Lot Size0.121 acres (5,284 sqft)
OwnerIndividual Name on File
Last Sale$451,000 (Dec 2021)
Tax Bill$10,962 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-02602-0000-00002

Property Details

APN / Parcel Number

Primary APN19-02602-0000-00002
Alternative APN
  • 190260200002

Interior

Stories2 Stories
Building Area1,276 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,284 sqft (0.121 acres)
Lot Dimensions100 ft deep x 84 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address431 STRATFORD RD
CityUNION
StateNJ
Zip07083-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBERKELEY PARK SEC EIGHT
Legal Block2602
Legal Lot Number2
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group4
Census Block4010
Census Tract33300

Owner

Source: Union County and Union Township assessment roll, APN 19-02602-0000-00002, as of July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 STRATFORD RD, UNION, NJ 07083-8840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Mar 23, 2017Grant Deed, Transfer
COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleMar 23, 2017 · Amount on Record
Deed Document Number202112906
Deed Book / Page6443 / 689
Prior Transfer DateMay 15, 2001
Prior Transfer Doc0051210107
Record UpdatedSep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateDec 21, 2021
Property Address431 STRATFORD RD, UNION, NJ 07083-8840
Document Number0064430689
Book / Page6443 / 689
Instrument DateNov 29, 2021
Instrument12906
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,704.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3200 HARLIN DR, NASHVILLE, TN 37211-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 STRATFORD RD, UNION, NJ 07083-8840

Mortgage

Document Number0000027578
DateDec 21, 2021
Instrument27578
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateMar 23, 2017
Property Address431 STRATFORD RD, UNION, NJ 07083-8840
Document Number0061790102
Book / Page006179 / 000102
Instrument DateMar 17, 2017
Instrument284635
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyNFTS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$43.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 STRATFORD RD UNION NJ 070838840, UNION, NJ 07083-8840

Mortgage

Document Number142490752
DateMar 23, 2017
Book Page014249/000752
Instrument638319
Lender
NameCOLDWELL BANKER HM LNS
TypeFunding / Finance Company
AddressMT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll as of July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,000 (-) Land $20,400 Building $26,600$47,000 (-) Land $20,400 Building $26,600
2025$10,962.00 (+4.35%)$47,000 (-) Land $20,400 Building $26,600$47,000 (-) Land $20,400 Building $26,600
2024$10,505.00 (+6.87%)
2023$47,000 Land $20,400 Building $26,600$47,000 Land $20,400 Building $26,600
2022$9,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390333004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 542 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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