439 Ramsgate Dr, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 439 Ramsgate Dr, Beavercreek, OH 45430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,608 sqft · built 2003
Lot Size	0.485 acres (21,165 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2019)
Tax Bill	$8,703 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B42-0003-0006.0-0209.00`

Property Details

APN / Parcel Number

Primary APN	`B42-0003-0006.0-0209.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,608 sqft Living Area
1st Floor Area	2,608 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,165 sqft (0.485 acres)
Lot Width	188 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 RAMSGATE DR
City	BEAVERCREEK
State	OH
Zip	45430-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	EMERALD CLIFF LOT 28A SEC TWO REPLAT 439 RAMSGATE DR
Legal Subdivision	EMERALD CLIFF
Legal Lot Number	28-A
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	4
Census Block	4000
Census Tract	210402

Owner

439 Ramsgate Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	439 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
May 15, 2019	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	20197008
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	439 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013414
Date	Aug 22, 2019
Instrument	2019013414

Lender

Name	CHEMICAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 15, 2019
Property Address	439 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Document Number	0000007008
Map Reference	CAB 34 PG 257B-258A
Instrument Date	May 9, 2019
Instrument	2019007008
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	439 RAMSGATE DR, BEAVERCREEK, OH 45430-2094

Mortgage

Document Number	0000007009
Date	May 15, 2019
Instrument	2019007009

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 439 Ramsgate Dr was $8,703, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,703.00 (-1.88%)	$133,230 (-) Land $27,470 Building $105,760
2024	$8,870.00 (-0.53%)	$133,230 (-) Land $27,470 Building $105,760
2023	$8,917.00 (+7.68%)	$133,230 (+18.96%) Land $27,470 Building $105,760	$380,670 Land $78,490 Building $302,180
2022	$8,281.00	$112,000 Land $21,130 Building $90,870
2020			$319,990 Land $60,370 Building $259,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Ramsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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