433 Ramsgate Dr, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 433 Ramsgate Dr, Beavercreek, OH 45430

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,047 sqft · built 1992
Lot Size	0.542 acres (23,646 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2019)
Tax Bill	$10,061 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B423006208`

Property Details

APN / Parcel Number

Primary APN	`B423006208`
Alternative APN	`B42-0003-0006.0-0208.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,047 sqft Living Area
1st Floor Area	1,551 sqft
Basement Area	1,067 sqft
Finished Basement	1,067 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,646 sqft (0.542 acres)
Lot Width	210 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 RAMSGATE DR
City	BEAVERCREEK
State	OH
Zip	45430-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	EMERALD CLIFF LOT 27 SEC TWO RAMSGATE DR
Legal Subdivision	EMERALD CLIFF
Legal Lot Number	27
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	4
Census Block	4000
Census Tract	210402

Owner

433 Ramsgate Dr is owned and occupied by an individual who bought it in August 2019.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	433 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 27, 2019	Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK
May 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Feb 25, 2009 · Amount on File
Deed Document Number	201913715
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	0000008385
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	433 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Document Number	0000024809
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 RAMSGATE DR BEAVERCREEK OH 454302094, BEAVERCREEK, OH 45430-2094

Mortgage

Document Number	0000024809
Date	Nov 30, 2020
Instrument	24809

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 27, 2019
Property Address	433 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Document Number	0000013715
Map Reference	CAB 34 PG 133B-134B
Instrument Date	Aug 9, 2019
Instrument	2019013715
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	433 RAMSGATE DR, BEAVERCREEK, OH 45430-2094

Mortgage

Document Number	0000013716
Date	Aug 27, 2019
Instrument	2019013716

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	May 29, 2018
Property Address	433 RAMSGATE DR, BEAVERCREEK, OH 45430-2094
Document Number	0000008385
Instrument Date	May 21, 2018
Instrument	8385
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	433 RAMSGATE DR BEAVERCREEK OH 454302094, BEAVERCREEK, OH 45430-2094

Tax Assessment & Valuation

The 2025 property tax bill for 433 Ramsgate Dr was $10,061, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,061.00 (-1.89%)	$154,020 (-) Land $27,910 Building $126,110
2024	$10,255.00 (-0.51%)	$154,020 (-) Land $27,910 Building $126,110
2023	$10,308.00 (+7.88%)	$154,020 (+19.19%) Land $27,910 Building $126,110	$440,030 Land $79,730 Building $360,300
2022	$9,555.00	$129,220 Land $21,470 Building $107,750
2020			$369,180 Land $61,330 Building $307,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Ramsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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